I had an emergency, and was hospitalized while visiting New York last April (2018). I was subsequently presented with the hospital bill, the amount for which was a multiple of what I would expect. Rick was recommended to me as a professional who could assist me in dealing with the hospital. Rick did a wonderful job, guiding me in my delicate negotiation with the billing agent of the hospital. A reasonable settlement was reached. Furthermore, Rick looked out for my interest going forward. I would recommend Rick to anyone who might find himself in a difficult position with a hospital.